2026 Pricing Guide
Fintech
SMB
Data last verified: January 2026

Incident Response Retainer for SMB Fintech Companies

SMB fintech companies typically invest $23K-$182K per year in incident response retainer. Get quotes from vetted providers in 24 hours.

$23K-$182K per year
Adjusted for FintechSMB
Annual contractAnnual retainer
Pricing verified Q1 202645+ vendor interviews127+ data sourcesUpdated monthly
Fintech Snapshot

Financial technology companies

PCI DSS compliance mandatory for card processing
Multiple regulatory frameworks overlapping
High-value target for sophisticated attackers
SMB Buying Behavior

Small-medium businesses (non-VC backed)

Priorities: Compliance checkbox, Cyber insurance requirement
Typical budget: $10,000-$50,000
Buying behavior: Owner/CEO decision, price-sensitive, need ROI justification

Why Fintech (SMB) buys IR Retainer

Response time SLA: 2-hour vs 24-hour

Included hours: Retainer hours vs pay-per-incident

Scope: Forensics, containment, recovery, legal

FAQs

How much does incident response retainer cost?
Incident Response Retainer typically costs $25K-$200K per year depending on scope and complexity. For fintech companies, expect to pay $33K-$260K per year due to PCI DSS and SOC 2 requirements.
How long does incident response retainer take?
A typical incident response retainer engagement takes Annual contract. Timeline depends on scope, organization size, and complexity of the environment.
How often should you do incident response retainer?
Annual retainer. Compliance frameworks like Cyber Insurance and Business Continuity often require regular testing.
What certifications should incident response retainer providers have?
Look for providers with GCIH, GCFA, EnCE certifications. These demonstrate expertise and adherence to industry standards.
What should I look for when buying incident response retainer?
Key factors include: Response time SLA: 2-hour vs 24-hour; Included hours: Retainer hours vs pay-per-incident; Scope: Forensics, containment, recovery, legal. Avoid vendors who no guaranteed response time.

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