2026 Compliance Guide
Fintech
Data last verified: January 2026
SOX Requirements for Fintech
Sarbanes-Oxley Act guidance tailored to Fintech. Align your controls, testing cadence, and evidence to avoid penalties.
Annual audit as part of financial auditPenalties: Criminal penalties for executives, SEC enforcementIndustries: 2
PCI DSS compliance mandatory for card processing
Multiple regulatory frameworks overlapping
High-value target for sophisticated attackers
Pricing verified Q1 202645+ vendor interviews127+ data sourcesUpdated monthly
Required controls and tests
Testing cadence: Annual audit as part of financial audit
Evidence: Map findings to PCI DSS, SOC 2, SOX, GDPR
Risk areas: penetration-testing, vciso-services, red-team-assessment
What to prepare
PCI DSS audit approaching
Partnership requiring security attestation
Series B+ funding with institutional investors
FAQs
Does SOX apply to Fintech?
US law for public company financial reporting and internal controls It is commonly required or expected for Fintech organizations.
How often should Fintech companies test for SOX?
Annual audit as part of financial audit
What penalties are relevant for Fintech?
Criminal penalties for executives, SEC enforcement
SOX for Fintech
Align testing, evidence, and remediation to your regulator and auditor expectations.