2026 Compliance Guide
Retail
Data last verified: January 2026
PCI DSS Requirements for Retail
Payment Card Industry Data Security Standard guidance tailored to Retail. Align your controls, testing cadence, and evidence to avoid penalties.
Annual penetration test, quarterly vulnerability scansPenalties: Fines up to $500,000/month, loss of card processing abilityIndustries: 4
POS system security
Omnichannel complexity
Holiday season critical
Pricing verified Q1 202645+ vendor interviews127+ data sourcesUpdated monthly
Required controls and tests
Testing cadence: Annual penetration test, quarterly vulnerability scans
Evidence: Map findings to PCI DSS, CCPA, GDPR
Risk areas: penetration-testing, vulnerability-assessment
What to prepare
PCI DSS audit
POS upgrade
Holiday season preparation
FAQs
Does PCI DSS apply to Retail?
Security standard for organizations handling credit card data It is commonly required or expected for Retail organizations.
How often should Retail companies test for PCI DSS?
Annual penetration test, quarterly vulnerability scans
What penalties are relevant for Retail?
Fines up to $500,000/month, loss of card processing ability
PCI DSS for Retail
Align testing, evidence, and remediation to your regulator and auditor expectations.