PCI DSS Requirements for Fintech

Payment Card Industry Data Security Standard guidance tailored to Fintech. Align your controls, testing cadence, and evidence to avoid penalties.

Annual penetration test, quarterly vulnerability scansPenalties: Fines up to $500,000/month, loss of card processing abilityIndustries: 4

PCI DSS compliance mandatory for card processing

Multiple regulatory frameworks overlapping

High-value target for sophisticated attackers

Pricing verified Q1 202645+ vendor interviews127+ data sourcesUpdated monthly

Required controls and tests

Testing cadence: Annual penetration test, quarterly vulnerability scans

Evidence: Map findings to PCI DSS, SOC 2, SOX, GDPR

Risk areas: penetration-testing, vciso-services, red-team-assessment

What to prepare

PCI DSS audit approaching

Partnership requiring security attestation

Series B+ funding with institutional investors

FAQs

Does PCI DSS apply to Fintech?

Security standard for organizations handling credit card data It is commonly required or expected for Fintech organizations.

How often should Fintech companies test for PCI DSS?

Annual penetration test, quarterly vulnerability scans

What penalties are relevant for Fintech?

Fines up to $500,000/month, loss of card processing ability

Align testing, evidence, and remediation to your regulator and auditor expectations.